Hip-hop group I.O.U. has a lot of creativity and drive that puts them on the map. Originally from South Brunswick, N.J., the three guys created a group to capture their collective imagination. The trio consists of Isaiah McNeill, 19, Andrew Buckner, 18, and Charles Ferrone, 19, who are all more commonly known by their nicknames, Izee, Buck and Chuck, respectively. But Izee wouldn't call the group a "hip-hop trio," he says he'd prefer them to be known, "more like a pyramid, with various blends of a number of genres supported by a base of hip-hop."